Terms & Conditions

Terms and Conditions of Use for Users of Chesapeake Employers’ Insurance Company’s Website

Acceptance of Terms and Conditions

Please read the following legal notices carefully. They control your use of this website. By using this website, you agree to accept the following terms and conditions, as they are stated. These terms and conditions may be changed, modified, supplemented, or updated at any time, with or without advance notice. It is your responsibility to visit the link at the bottom of the Chesapeake Employers’ Insurance Company (Chesapeake Employers) home page periodically to review the most current terms and conditions. By using this site after we post changes, you agree to accept those changes, whether or not you have reviewed them.

By using our website, our Online Services, and/or accessing, viewing or using the material on our website, you indicate that you understand and intend these terms and conditions to be the entire agreement between you and Chesapeake Employers concerning your use of this website, and the content and software within. If you do not agree with the Terms and Conditions of Use, you do not have permission to use this site and you should exit it immediately.

If you purchase insurance coverage or services from Chesapeake Employers, the terms and conditions specified in your policy or agreement with Chesapeake Employers will apply.

Trademarks and Copyrights

All trademarks, service marks, trade names, logos, and icons are proprietary to Chesapeake Employers. This proprietary information includes the ceiwc.com domain name and graphics. Use of the trademarks, service marks, trade names, or other logos displayed on this website, without prior written authorization of Chesapeake Employers or as otherwise provided herein, is strictly prohibited. All material and all software displayed or appearing in this website is the property of Chesapeake Employers, or third parties which may be indicated, and is protected by trademark, copyright, or other intellectual property laws of the United States. The collection, arrangement and assembly of all content and software is also the exclusive property of Chesapeake Employers and is protected by U.S. copyright laws.

You may download information from this website and print out a hard copy for your personal use, provided that you keep the document intact and do not remove or alter any copyright or other notice contained in the information. Use of the contents for any public or commercial purpose without the prior written consent of Chesapeake Employers or the owners of the materials is prohibited. You may also not use the contents in any other website or in a network computer environment.

Licenses, Non-solicitation

Chesapeake Employers’ Insurance Company is a Maryland-domiciled insurance company with its principal place of business located at 8722 Loch Raven Boulevard, Towson, Maryland 21286-2235. It is licensed in the State of Maryland.

Product and service descriptions contained in this website are provided solely for informational purposes only and do not constitute solicitations or offers to sell.

No Legal or Other Professional Advice

The content of this website contains information that is intended to be a general resource only. It is not provided as legal, accounting, medical or other professional advice. No professional relationship, including attorney-client and doctor-patient, is created by your use of this website or any information contained within it. YOU SHOULD CONSULT WITH YOUR INSURANCE SPECIALIST, OR YOUR LEGAL, MEDICAL, TAX, FINANCIAL, OR OTHER ADVISOR REGARDING ANY ADVICE, OPINIONS, INFORMATION, REQUIREMENT, REGULATION, OR LAW OR STATUTE PROVIDED OR REFERENCED IN THIS WEBSITE.

Accounts

You will have to create an account to use some features of our Online Services. You must provide complete, current and accurate information in creating your account, and you agree to promptly notify us of any change to that account information. We may immediately suspend or terminate your right to use our Online Services if you do not do so.

It is your responsibility to keep your user name and password confidential. Sharing or transferring your password is prohibited. You must immediately notify Chesapeake Employers if you have a security breach or there is an unauthorized use of your account. Until such notification is received by Chesapeake Employers, by either email (infosec@ceiwc.com), written or mailed notice addressed to (Scott Trickett, CISO 8722 Loch Raven, Baltimore, MD 21286), you will be responsible for any unauthorized use of our Online Services accessed by your user name and password. You also agree to exit completely from your account at the end of each online session.

You agree not to violate, or assist in violating, the security of our Online Services, in any way. You also agree not to use another user’s account, user name, password or persona with or without authorization from that user, with the exception of the creation of a user account under an agency management user account.

Right to Monitor

Under normal conditions, Chesapeake Employers does not generally monitor use of its website, and does not exert control over the content of third party websites, email transmissions, or any other material that is created or available through its website. However, Chesapeake Employers, in its sole discretion and at any time, reserves the right to monitor such use and to delete any materials that it deems, in its sole discretion, defamatory, inflammatory, illegal, or otherwise may subject Chesapeake Employers to liability, are not consistent with the purposes of this website, or are contrary to these Terms and Conditions.

Links to Other Websites

From time to time, links from this website to external internet websites may be provided for the convenience of our users. These sites are not owned or maintained by Chesapeake Employers, and Chesapeake Employers expressly disclaims any responsibility for the content, privacy practices, completeness or accuracy, quality, services or software accessible through such third-party websites, the security of any materials on those sites, or any action you may take as a result of linking to any such website. Your access of such third-party sites is at your own risk.

Disclaimer

Your use of this website, and the materials and services provided within, is at your own risk. Chesapeake Employers does not make any representations or warranties that the materials are appropriate for you, or are current, accurate, complete, reliable, or free from errors, inaccuracies or typographical mistakes. Further, Chesapeake Employers does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Likewise, Chesapeake Employers makes no representations or warranties that use of the content will be uninterrupted or error-free.

Limitation of Liability

IN NO EVENT SHALL CHESAPEAKE EMPLOYERS BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES RELATED TO THE USE OF THIS WEBSITE OR ITS CONTENTS.

Indemnification

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS CHESAPEAKE EMPLOYERS FROM ANY AND ALL LOSSES, LIABILITY, EXPENSES, DAMAGES, AND COSTS, INCLUDING REASONABLE ATTORNEYS’ FEES AND COURT COSTS, ARISING OR RESULTING FROM YOUR USE OF THIS WEBSITE OR ANY VIOLATION OF THESE TERMS OF USE. IF YOU CAUSE A TECHNICAL DISRUPTION TO THE WEBSITE OR THE SYSTEMS TRANSMITTING THE SITE TO YOU OR OTHERS, YOU AGREE TO BE RESPONSIBLE FOR ANY AND ALL LOSSES, LIABILITIES, EXPENSES, DAMAGES, AND COSTS, INCLUDING REASONABLE ATTORNEYS’ FEES AND COURT COSTS, ARISING OR RESULTING FROM THAT DISRUPTION. CHESAPEAKE EMPLOYERS RESERVES THE RIGHT, AT ITS OWN EXPENSE, TO ASSUME EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU, AND IN SUCH CASE, YOU AGREE TO COOPERATE WITH CHESAPEAKE EMPLOYERS IN THE DEFENSE OF SUCH MATTER.

Privacy and Data Security Policy

Chesapeake Employers has an Internet Privacy and Data Security Policy (the “Policy”) describing our collection, use, and protection of nonpublic personal information obtained from users of this website. The Policy explains what information Chesapeake Employers may collect from you on our website and how we will use and protect your information. Any personal data or information collected from users of this website will be maintained in accordance with the Policy. Further, unless otherwise stated below under “Internet Portals for Chesapeake Employers’ Business,” information transmitted to Chesapeake Employers via this website by any means, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary, and will become the property of Chesapeake Employers. Chesapeake Employers shall be free to reproduce, solicit, disclose, transmit, publish, broadcast, post such information, use the content of any communication for any purpose, including the creation and marketing of products, and to utilize such information for any other business purposes as it, in its sole discretion, deems appropriate. However, to the extent that a provision of these Terms of Use conflicts with a provision in a producer agreement concerning a producer’s ownership of its customer lists, the provision in the producer agreement controls. We do not collect any personally identifiable information on our website unless it is provided to us.

Internet Portals for Chesapeake Employers’ Business

Chesapeake Employers may utilize internet portals that allow users to submit information for the purpose of conducting insurance business and financial transactions with Chesapeake Employers. The user represents that the information is true and correct to the best of the user’s knowledge, information and belief, after performing due diligence. Chesapeake Employers may utilize the information provided by the user, in its sole discretion, to execute the ordinary course of administering workers’ compensation insurance coverage. Chesapeake Employers’ work product developed from such information, is the sole property of Chesapeake Employers.

Governing Law

These Terms of Use will be governed by and construed in accordance with the laws of the State of Maryland, without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and Chesapeake Employers arising from your use of this website shall be brought exclusively in the state or federal courts of competent jurisdiction in Maryland. The section headings are for convenience only and do not have any force or effect.

Google Translate Disclaimer

Chesapeake Employers’ Insurance Company (“Chesapeake Employers”) offers translations of the content of its website for the convenience of non-English speaking users of the website through Google Translate. Google Translate is an external website and, therefore,  Chesapeake Employers does not control the quality or accuracy of translated content, nor the reliability or performance of this service or its limitations. The translated content is provided directly and dynamically by Google.  Translations cannot be guaranteed as exact or without the inclusion of incorrect or inappropriate language. At all times, the English content, as directly provided by Chesapeake Employers, controls over any translation. Google Translate may maintain unique privacy and use policies.  These policies are not controlled by Chesapeake Employers and are not associated with Chesapeake Employers’ privacy and terms of use policies. After selecting a translation option, users will be notified that they are leaving Chesapeake Employers’ website and a Google “bar” will appear at the top of the user’s browser, alerting the user that Google translation is in effect. 

Google Translate is a free, online tool that Chesapeake Employers offers to its users. Chesapeake Employers does not directly endorse Google Translate or imply that it is the only solution to users.  All site visitors may choose to use similar tools for their translation as needed. Anyone relying upon information obtained by using a translation service does so at his or her own risk. 

Please be advised that Chesapeake Employers, its board of directors, and its agents and employees assume no liability for any of your activities in connection with the use of the Google Translate functionality or content, and Chesapeake Employers is not responsible for any damages or issues of translated content not officially sanctioned and approved by Chesapeake Employers.