ABC Program

The Maryland ABC chapters and Chesapeake Employers’ Insurance Company proudly offer qualifying ABC members an exclusive workers’ compensation insurance program featuring

• a 10% member discount*
• policyholder dividends**
• a 5% credit for Gold, Diamond and Platinum STEP participants *

That’s up to 15% SAVINGS, plus an average of 40% PREMIUM RETURNED in the form of policyholder dividends***.

As a nonprofit insurer and the largest provider of workers’ compensation insurance in Maryland, Chesapeake Employers is your workers’ comp specialist.

Disclaimer: *A 10% ABC program discount and 5% STEP credit are exclusively available to members of the Maryland ABC Chapters. Participants of the program must be members of a Maryland ABC Chapter prior to the inception date of the policy. Minimum eligibility requirements apply for the discount and the credit. **Policyholder dividends are a portion of Chesapeake Employers’ profits that we return to qualifying policyholders. Policyholder dividends are based on the financial performance of Chesapeake Employers. They are not guaranteed. ***40% policy premium was returned on average to policyholders who earned a 2025 policyholder dividend.