Workplace Wellness Programs Lead to Healthier Workforce, Lower Insurance Costs

By Timothy K. Michels, Esq., Chief Operations Officer, Chesapeake Employers' Insurance Company

Employers across Maryland are discovering the benefits of workplace wellness programs. It is no secret that a healthy workforce is a more productive workforce. Constant increases in healthcare costs and insurance premiums, as a result of chronic health problems, are well documented and affect the bottom line of every organization. Employers should also know that the unhealthy behaviors of their employees could significantly contribute to the costs of workplace injuries.

Injured workers who smoke, are overweight or obese, or have uncontrolled diabetes often have longer recovery times, medical complications, delayed return to work, and, ultimately, increased workers' comp claim costs. To mitigate these cost drivers, employers are turning to workplace wellness programs.

A workplace wellness program has many benefits for both employers and their employees.

Employers win with:
  • Increased performance and productivity;
  • Reduced healthcare and insurance costs;
  • Fewer costly workplace injuries;
  • Decreased absenteeism;
  • Higher employee morale; and
  • Improved company and workplace image.

Employees win with:
  • Better overall health;
  • Reduced stress;
  • Increased well-being;
  • Greater job satisfaction; and
  • Greater loyalty to their employer.

Employers today are in an ideal position to provide not only a culture of safety, but also a culture of health and wellness in their workplaces.

To learn more about employee health and wellness, attend the 3rd Annual Maryland Workplace Health & Wellness Symposium on June 1, 2012 at the BWI Marriott Hotel. Presented by IWIF, this free symposium will provide employers and business leaders with a wealth of information about creating or enhancing a workplace wellness program. Attendance is free, but reservations are required. View the complete symposium agenda and register here

This article is provided by Chesapeake Employers (, the leading provider of workers’ compensation insurance in Maryland. Chesapeake Employers has served as a continuous, guaranteed source for fairly priced workers’ compensation insurance since 1914. It is committed to making Maryland the safest place to work, to providing superior customer service and value to its policyholders, and to ensuring accurate and timely benefits for injured workers.

This information is advisory only and is not intended as a substitute for professional medical advice. Employers should seek the advice of a licensed physician or other healthcare professional if they have specific questions related to their employees’ health and wellness.
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